What is a home warranty?
A home warranty is a yearly contract between a homeowner and a home warranty company that provides for discounted repairs and replacement services on a home’s significant assets.
What appliances and services does it cover? When does it cover them?
Appliances covered by a home warranty include refrigerators, ovens, and dishwashers. Systems covered include heating, air conditioning, electrical, and plumbing. A home warranty company will cover costs to repair or replace the system and/or appliance if it has broken down from normal wear and tear. The only time a home-warranty contract refuses to cover the cost is if something was not well maintained and broke down due to negligence.
Why is it essential to have a home warranty?
There are many reasons why it’s essential for a homeowner to purchase a home warranty:
- It’s affordable. For starters, a home warranty is not as expensive as most people think. As a matter of fact, for as little as $100 per year, it’s possible to secure a house. Depending on the insurance provider, it’s possible to pay the insurance cover upfront or in installments.
- It provides protection. A home warranty protects against inevitable wear and tear of home systems and appliances.
- It gives peace of mind. Additionally, it provides homeowners yearly values because of the services it offers. It is therefore essential to have a warranty.
Top Home Warranty Providers
American Home Shield (AHS)
Those looking for flexible insurance coverage should check out American Home Shield warranties; they offer some of the best coverage on the market. AHS is one of the biggest contestants in the industry because they can build a plan based on homeowner preferences. This allows homeowners to customize their plans and cover their specific needs. With this warranty, there is no pre-inspection of items, and it’s possible to get their policy regardless of the age of a home’s systems and appliances.
AHS is readily available and can serve many different states. This warranty allows homeowners to choose the price of their service-call fees based on affordability. Apart from this benefit, it also offers a diverse range of coverage products. This all gives warranty-holders the opportunity to choose their preferred coverage.
First American Home Warranty
First American Home Warranty is an industry leader that allows homeowners to request services more than once in a year when their systems or appliances have failed. This warranty provides real value to its customers because of the number of times that consumers can lodge coverage payments. With this warranty, one doesn’t have to worry about finding a qualified contractor or having to cough hundreds of dollars in unexpected replacement bills. It is also easy to contact them as they are available every single day!
As a homeowner, working with the First American Home Warranty guarantees that if a covered system or appliance is broken beyond repair, it can be replaced without having to chip deeper into the pocketbooks. Besides, this warranty has flexible payment options that can fit most budgets. Home warranties are renewable every year and provide warranty-holders with peace of mind knowing that if their systems or appliances break, they’ll be covered completely. This company has experience, integrity, and stability, and they are entirely committed to making sure their policyholders enjoy their services.
Sears Home Warranty
Sears Home Warranty covers up to $10,000 on repairs except for the most expensive appliances. With Sears, customers can enjoy a free HVAC check every year. This process can prevent breakdowns of systems and appliances at awkward times like the holidays or in extreme weather conditions. Because of this high-coverage option, many customers deem Sears reliable. Certain policyholders with automobiles and a valid Sears Home Warranty can even get discounts on oil changes and tire rotations at Sears Auto Centers. For a homeowner who wants to enjoy the benefits of the most qualified home-repair technicians, Sears delivers.
Disclaimer: The companies listed have not independently verified the information on this page.